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Your Trusted, Local Lender

When it comes to financing a home, there are many different loans to choose from.  Tri Counties has great mortgage options for your most important investment; whether you're a first time home buyer or an experienced investor, we have the products to fit your individual needs.  Our commitment is simple - provide straightforward loans and customer service that has your goals and best interests at heart.

And now our friendly and convenient service is available to you through our online application center.  You can browse for a local Home Mortgage Specialist or rely on your online Specialist to provide help and guidance every step of the way.  Online tools will help you compare loans, find helpful resources and even apply for your loan when it fits into your schedule, 24-hours a day. 




Customer Service
(800) 922-8742
Mon - Fri 7 am to 7 pm
Sat 9 am to 6 pm
Sun 11 am to 4 pm


  • Home Purchase Loans
  • Home Refinance Loans
  • Fixed Rate Mortgages
  • Adj Rate Mortgages (ARM)
  • Jumbo Loans
  • Construction Loans
  • FHA Loans
  • VA Loans
  • USDA Rural Loans
  • Reverse Mortgages
Apply Now
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Ben Copeland, Home Mortgage Loan Specialist - NMLS #505769 NMLS #505769
165 S. Broadway, Yreka, CA  96097
Office:  (530) 722-2695
Fax:  (530) 842-5287
Cell:  (530) 598-5545
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